Jumat, 20 Maret 2015

Download Ebook Bioinformatics with Python Cookbook

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Bioinformatics with Python Cookbook

Bioinformatics with Python Cookbook


Bioinformatics with Python Cookbook


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Bioinformatics with Python Cookbook

About the Author

Tiago Antao Tiago Antao is a bioinformatician. He is currently studying the genomics of the mosquito Anopheles gambiae, the main vector of malaria. Tiago was originally a computer scientist who crossed over to computational biology with an MSc in bioinformatics from the Faculty of Sciences of the University of Porto, Portugal. He holds a PhD in the spread of drug resistant malaria from the Liverpool School of Tropical Medicine, UK. Tiago is one of the coauthors of Biopython―a major bioinformatics package―written on Python. He has also developed Lositan, a Jython-based selection detection workbench. In his postdoctoral career, he has worked with human datasets at the University of Cambridge, UK, and with the mosquito whole genome sequence data at the University of Oxford, UK. He is currently working as a Sir Henry Wellcome fellow at the Liverpool School of Tropical Medicine.

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Product details

Paperback: 310 pages

Publisher: Packt Publishing - ebooks Account (June 25, 2015)

Language: English

ISBN-10: 1782175113

ISBN-13: 978-1782175117

Product Dimensions:

7.5 x 0.7 x 9.2 inches

Shipping Weight: 1.5 pounds (View shipping rates and policies)

Average Customer Review:

4.4 out of 5 stars

3 customer reviews

Amazon Best Sellers Rank:

#680,880 in Books (See Top 100 in Books)

This book is a great addition to the library of texts to learn advanced Python applications in biomedical sciences. One big drawback of the Python environment in this field is the paucity of textbooks beyond the most basic level. In this sense, the book by Antao is a welcome contribution.Two things you need to know right away about the book: 1) This is not a bioinformatics book, as it covers only the Python implementation of the algorithms but not their theoretical background. Furthermore, the techniques covered are intermediate and advanced bioinformatics topics (e.g. next-generation sequencing, population genetics, protein structure visualization). 2) By the same token, is not an introductory Python book, knowledge about the language and its most common scientific packages (NumPy, SciPy, and Matplotlib) is assumed (on the other hand, Chapter 1 - covering the installation of the software - is a little wasted because of this).The materials in each chapter are presented clearly and in a concise manner. Is very easy to follow what Python packages are being used and the differences in syntax between Python 2 and 3. The selected examples are very relatable to the biomedical scientist, making it a nice change of pace from all the finance examples commonly encountered in most Python books. The code runs smoothly without any changes, and the explanations of the commands are good although a little short every now and then.In summary, this is a great book if you are looking to implement advanced bioinformatics techniques in Python. The writing style of the author makes it very user-friendly and if he decided to write another book covering how to implement basic bioinformatic techniques (probably a Biopython manual) I wouldn't hesitate to add it to my library.

This book is an excellent bioinformatics cookbook and it covers a vast range of topics, ranging from next generation sequencing to population genetics and phylogenetics. However to take fully advantage of the book is highly recommended to have both a medium-high knowledge of python and some experience in bioinformatics. Each chapter provides python code to reproduce the analyses the author performs. Even though the author explains the code in details, the code often is not trivial and a certain experience with python is required. Similarly, a previous knowledge of bioinformatic technologies is desirable as the book often uses a terminology (such as fastq, bam, vcf, etc.) that won’t be familiar to those that haven’t any experience in bioinformatics.The book is well organized and structured. The first chapter helps the reader to set up a python environment through Anaconda or Docker. In the following chapter the author starts to talk about bioinformatics and the first topic he touches is NGS (next generation sequencing). I found this chapter very interesting as it shows how to deal efficiently with the usually huge fastq files and how to perform simple but useful analyses such as quality control of the sequencing reads by position. In the same chapter the author talks about the variant call format (VCF) and how to work with it through libraries such as pyVCF. The next chapter is dedicated to whole genome sequences in fasta format and to genome annotations in GFF/GTF formats. The following chapters are about population genetics and phylogenetics. Even though I’m not an expert of these fields and I was not aware of the formats used (such as genepop) I could enjoy the reading and the code was straightforward enough to be easily understandable. Then the author explains how to use PDB (the protein data bank) and the software PyMol. A very interesting (and in my opinion important) chapter is the last one where the author discusses how to deal efficiently with big genomics datasets. Here the authors talks about concurrency and ipython parallel computing, and shows how it is possible to speed up your python code by using libraries such as Cython and Numba.Overall the book is well written and organized and is a good cookbook for bioinformaticians.

I've been in computational biology for a long time, and I find this to be one of the most impressive practical and comprehensive books I've come across (and I go through a lot!) It provides an incredibly wide survey of different domains of computational biology (e.g., protein structure, genomics, and much more), combined with lots of good Python programming advice (e.g., use of IPython/Jupyter notebooks, provided by the author). And it's about as up to date as imaginable -- quite a tour de force!

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Jumat, 13 Maret 2015

Free Ebook Children of Blood and Bone [German edition]: Goldener Zorn

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Children of Blood and Bone [German edition]: Goldener Zorn

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Children of Blood and Bone [German edition]: Goldener Zorn

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Audible Audiobook

Listening Length: 17 hours and 50 minutes

Program Type: Audiobook

Version: Unabridged

Publisher: Argon Verlag

Audible.com Release Date: June 26, 2018

Language: German, German

ASIN: B07DL2J69H

Amazon Best Sellers Rank:

Excellent author

This book was ordered in error. It was not clear that this version was in German. We contacted Amazon, who was very helpful in getting the English version to us. We rated this 5 stars because of Amazon’s service, as well as thoroughly enjoying the English version.

Wonderful read. The audible version was read with an authentic accent and was a delightful story and I think would make an excellent movie!

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Download Ebook Bend: A Dark Mafia RomanceBy B. B. Hamel

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Bend: A Dark Mafia RomanceBy B. B. Hamel

Bend over, sweetheart.I’m good at two things: rough sex and brutal violence, and I don’t know which one I love more.That’s why the mafia give me a prize -- the sweet and innocent Jodie Walsh. I helped destroy her family, and now she’s mine to use however I want.Too bad she’s more like a burden. I never wanted some good girl slowing me down, but I have no choice.My bosses want her down on her knees, obeying my every command, and I can’t deny that I want the same. Her gorgeous body and soft moans make me want to give her more.I’m supposed to hand her back when I’m finished, but her curves are too tempting and the way she looks at me, her lips parted with lust, drives me f**king insane.I’ll teach her to submit and she’ll learn to love it. She’ll beg for it when this is all over.And when they try to take her away?I’ll kill them all.She’ll bend, and I’ll break.Bend is a dark mafia book with steamy scenes and bad language. It’s only recommended for readers 18+. Bend is a STANDALONE, full-length novel. No cliffhanger. Guaranteed HEA. Includes bonus content!

  • Amazon Sales Rank: #18782 in eBooks
  • Published on: 2016-10-21
  • Released on: 2016-10-21
  • Format: Kindle eBook

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Kamis, 05 Maret 2015

Free Ebook 50 New Milanese Lace PatternsBy Patricia Read

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50 New Milanese Lace PatternsBy Patricia Read

From the co-author of two previous Batsford lace titles comes a collection of 50 stunning lace patterns that showcase the delicate beauty of this ever-popular lace. Traditionally, the ornate braids that make up Milanese lace were used in long, convoluted floral patterns, but they are also easily adapted for use in more modern designs. This new book of patterns contains both traditional and modern examples, and the author experiments with different decorative styles - for example, Celtic lettering that is vibrant with the colours of original Celtic art, taken into a new dimension with the addition of Milanese braids. Exquisite miniatures in a Japanese style will be a challenge even for the most experienced lacemaker: the smallest patterns are not necessarily the easiest! Other patterns include flowers, scrolls, leaves and butterflies, plus some more unusual designs: dragons, a picture depicting the legend of Arion and the dolphin, and a spectacular piece featuring the mythical seven-headed Hydra. There is a good range of patterns, including both prickings and photographs of the finished pieces, suitable for abilities ranging from beginner to advanced.

  • Sales Rank: #1803011 in eBooks
  • Published on: 2014-11-06
  • Released on: 2014-11-06
  • Format: Kindle eBook

About the Author
Patricia Read is a well-known and prolific lacemaker and teacher. She is the co-author of Milanese Lace: An Introduction and New Braids and Designs in Milanese Lace, both published by Batsford.

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Kamis, 26 Februari 2015

Free Ebook Jacking In To the Matrix Franchise: Cultural Reception and InterpretationBy Matthew Kapell, William G. Doty

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Jacking In To the Matrix Franchise: Cultural Reception and InterpretationBy Matthew Kapell, William G. Doty


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Jacking In To the Matrix Franchise: Cultural Reception and InterpretationBy Matthew Kapell, William G. Doty

There have already been several very successful books devoted to the original film in the Matrix trilogy. This entirely new collection of essays is the first book to examine the trilogy as a whole - as well as related products such as The Animatrix and the computer game. Contributors tackle these subjects from a range of perspectives: religion, philosophy, gender, race, film studies, and science, providing a comprehensive view of everything Matrix-related.Reviewing the cultural and religious implications of the trilogy, authors look at:* American Religion, Community and Revitilization: Why The Matrix Resonates* Religion and Salvation, the Optiate of The Matrix Franchise* Gimme that Bullet Time Religion, or, The Dream of Spiritually Perfect Violence* Ultimate Reality: Buddhist and Gnostic Constructions of BlissAlso covered are theories of cyberworlds, issues of gender and race and the games and ethics of simulation.

  • Sales Rank: #1901147 in Books
  • Brand: Brand: Bloomsbury Academic
  • Published on: 2004-06-01
  • Released on: 2004-06-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.00" h x .48" w x 6.00" l, .84 pounds
  • Binding: Paperback
  • 224 pages
Features
  • Used Book in Good Condition

Review
“Jacking into the Matrix Franchise: Cultural Reception and Interpretation [is] a collection of meaty essays on The Matrix’s cultural meaning. Hailing from a range of scholarly disciplines, the contributors speak to the innumerable interpretations the films have inspired. This collection’s strength is that it doesn’t try to tell you that the Matrix films are good or bad movies. The writers are as interested in the films’ failures as in their innovations, and in the opportunities they offer to take the measure of the American mind. They ask intriguing questions. I came away from Jacking convinced that the Matrix films are more than action flicks. By provoking such passionate and thoughtful responses, from academics and water-cooler philosophers alike, the series has embodied the cyborg dreams, the fears and desires, of Americans at the turn of the millennium. And that’s something worth reading about.” – The Boston Phoenix, 9/11/04

“Any book under the editorial leadership of Professor William Doty is an event. His authority insures that the articles have intellectual density and academic weight. Yet, what is much rarer in this kind of publication, is a style that will captivate anybody interested in understanding how we experience and interpret films. The discussion is fascinating, the ideas fresh, the bibliographies precious. The title: Jacking into the Matrix Franchise: Cultural Reception and Interpretation, is too restrictive as it may appear like it is only addressed to fans of the Matrix films (of which I am not). But the collection of articles offers much more: it is a grand tour of all the subjects that matter in film studies: gender and degenderization, race and multiraciality, evolving and contradictory definitions of male and female heroism, religious symbolism in an entertainment culture, hidden agendas and embedded political values, postmodern deconstruction and reconstruction of hope, archetypal characters showing up unannounced, the opposition of an old in the new market of spiritual values and moreI am one of those who, twenty some years ago, immensely enjoyed Baudrillard’s Simulacra and Simulation (1981). Doty and Kapell’s collection of articles are the best update on the subject I have read since. I am ready to bet my copy of Bound (another Wachowski brother’s movie), that Doty and Kapell’s collection of articles will become a classic in film studies. I think of Bound as the best film ever made about trust (as well as a superb thriller); it did not attract the fame of the Matrix, and reading Jacking into the matrix Franchise help me understand why.” - Ginette Paris, PhD. Pacifica Graduate Institute, Spring Journal 2004

“Two things distinguish this useful mapping of the Wachowski brothers’ Matrix film trilogy… First, its range of contributors… second, the editors’ insistence on conversational writing makes for an uncommon accessibility…. Recommended.” –Choice, January 2005 (CHOICE)

About the Author
Matthew Kapell is Visiting Lecturer of Anthropology at the University of Michigan-Dearborn.William G. Doty is a retired Professor of Humanities and Religious Studies at the University of Alabama. He has published 16 books and over 70 essays in a wide range of academic journals.

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Rabu, 25 Februari 2015

Ebook David Vizard's How to Build Max-Performance Chevy Small-Blocks on a Budget (Performance How-To), by David Vizard

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David Vizard's How to Build Max-Performance Chevy Small-Blocks on a Budget (Performance How-To), by David Vizard


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David Vizard's How to Build Max-Performance Chevy Small-Blocks on a Budget (Performance How-To), by David Vizard

Review

"Get both of these updated titles (How to Rebuild the Small-Block Chevrolet) from CarTech Books, and you'll be dollars ahead on your next engine project." -Corvette Fever, reviewed by Scott Ross, January 2010 (Corvette Fever 2010-01-01)

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From the Back Cover

Over the past five decades, the high-performance small-block Chevy has made history on the street and track. In this all-new edition of How to Build Max-Performance Chevy Small-Blocks on a Budget, David Vizard uses his 50 years of knowledge, wisdom, and practical experience to reveal the latest techniques and the best equipment for producing maximum horsepower on a limited budget. With the information in this book, you can build a small-block Chevy for a fraction of the price of a speed shop engine. In thorough and entertaining fashion, Vizard explains how to select the complementary parts for an optimal package, so your engine runs reliably and meets its performance goals. He examines how to select the optimal crankshaft, connecting rods, and piston combination. The considerations, options, and cost of stock and aftermarket blocks are discussed in detail. In particular, Vizard delves into selecting high-flow heads to suit your power ambitions and internal parts. He also sheds light on the intricacies and operation of camshafts, and easy-to-use charts take the guess-work out of cam selection. In addition, exhaust systems, ignition systems, nitrous oxide, and lubrication systems are covered in detail. A special section on ten real-world engine packages clearly specifies the parts package, cost, and performance outcome. It’s easy to build a maximum-performance small-block Chevy with cubic dollars to spend, but if you’re on a budget, this book gives you the tools to build a 400- to 800-hp engine on an affordable budget.

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Product details

Series: Performance How-To

Paperback: 160 pages

Publisher: CarTech; Updated ed. edition (May 11, 2009)

Language: English

ISBN-10: 9781932494846

ISBN-13: 978-1932494846

ASIN: 1932494847

Product Dimensions:

8.5 x 0.4 x 11 inches

Shipping Weight: 1.2 pounds (View shipping rates and policies)

Average Customer Review:

4.5 out of 5 stars

100 customer reviews

Amazon Best Sellers Rank:

#54,801 in Books (See Top 100 in Books)

Take your time and actually read this book cover to cover instead of just skimming through the content and reading sections that you're particularly interested in. I've found this author to be tremendously knowledgeable when it comes to building horsepower - I've been building engines for 30 years and still learned some things that were real eye openers to me - little tidbits that seem illogical initially, but make perfect sense after thinking it through for a while.As with his similar book about Chevy Big Blocks, he points out several areas where you can gain 5 or 8 or even 10 horsepower with little or NO cost except for a little elbow grease. Paying attention to all of these could add up to 40 or 50 extra horsepower for free (or close to it)!!

Great reference, great on engine theory! I used this and a Lingenfelter book as reference when building my first complete 383 engine build. I highly recommend the book as a reference. Use the theory to guide your choices with regard to component specs, but do your own research with regard to the brand of each product. Example: do not by "Profession Products" anything! The author reccommends it, but don't make the mistake I made. Do not buy "Professional Products". The other brands he promotes may be great (like AFR), but do your own research.

If you're considering a 383, 408 or 434 build get your teeth in this first. This book really lays it out for stroking the small block and really, honestly there is no other way to go. Sorry you guys runnin 355's but once you've gone down the stroker road you never look back. Who wouldn't love to build a square small block chevy 4.030 X 4.000! A 408 in a G-body is just gona roast up the joint.This book is good because David really focuses on building within a budget and succeeding without unnecessary skimping or going broke.David and his crew show all the tricks to making solid torque and horsepower. I was pleased you will be too!

I liked this book quite a bit. Many of David's insights corresponded with my own experience building engines. He talks about camshaft selection in all three of the books I bought that he authored, and I found his take on this very interesting. I am anxious to apply what I have learned about cams from him. The book would have been better if David spent more time talking about some of the details rather than how the industry has failed to recognize his talent. This goes for his other books as well. He really kind of just brushed over intake manifolds. I would have hoped for more information about sizing the intake to the performance of the heads and cam selection. He clearly is passionate about heads and head porting, but then just glosses over manifolds. Don't get me wrong. This is a good book and if you are still old school like me about the Small Block Chevy, then you need to read this book to get more up to date. Nice job on the cam selection tables, valve train geometry, cranks, rods, and pistons.

I haven't made it all the way through the book, but so far it is pretty good. The writing style works for me. It is interesting and even funny at times (I have a dry sense of humor). It starts from the ground up explaining key concepts and principles that affect engine performance. I would give it 5 stars except that I am disappointed the book is completely focused on 350s. It should be titled "Performance 350s on a Budget). I have a 327 and was looking for a good resource but this book only applies to my engine conceptually. Any of the specifics given for part combinations and the custom builds in the final chapter do not apply to me.

This is the most informing book on small blocks I have yet to see.the information is extremely useful and educational to those wanting to build a small block.As one review stated don't just skim through it,take the time to actually read the information and it will proove to be worth you're time.I would definitely recommend this book to anyone that's interested in building a small block.

This book really delivers what it promises; you don't have to even be a master machinist; you can simply use this information to guide your build/rebuild for your budget/needs, whether it a stout drivable high torque truck engine or a strip/track racer or a street drivable daily user for weekend campaigning. On the higher end one can obtain NASCAR-developed cylinder head castings for under $300 in 2008 pricing along with suitable rotating assembly and induction/ exhaust yields bang/$ performance.

Shopping list of components...lots of depictions of results of high end testing...not much for the average person or budget. Not really a "How to" in my opinion...more of a here is what you can buy and pay someone to do...unless you have access to high end testing equipment etc

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Selasa, 17 Februari 2015

Free Download I Will Teach You To Be Rich, by Ramit Sethi

Free Download I Will Teach You To Be Rich, by Ramit Sethi

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I Will Teach You To Be Rich, by Ramit Sethi

I Will Teach You To Be Rich, by Ramit Sethi


I Will Teach You To Be Rich, by Ramit Sethi


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I Will Teach You To Be Rich, by Ramit Sethi

Review

“Don’t let the breezy, irreverent style of this book fool you. It contains serious advice on personal-finance decisions from budgeting and savings to spending and investing.” —Burton G. Malkiel, author of A Random Walk Down Wall Street “A unique voice on money, one singularly attuned to the sensibilities of his generation.” —San Francisco Chronicle “The easiest way to get rich is to inherit. This is the second best way—knowledge and some discipline. If you’re bold enough to do the right thing, Ramit will show you how. Highly recommended.” —Seth Godin “Ramit’s like the guy you wish you knew in college who would sit you down over a beer and fill you in on what you really need to know about money—no sales pitch, just good advice.” —Christopher Stevenson, Credit Union Executives Society “Smart, bold, and practical. I Will Teach You to Be Rich is packed with tips that actually work. This is a great guide to money management for twentysomethings—and everybody else.” —J. D. Roth, Editor, GetRichSlowly.org

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From the Back Cover

You don't have to be perfect to be rich. Or the smartest person in the room. Or a type-A personality. In fact, with Ramit Sethi's six-week program to financial independence, you can start with any amount of money, do just 85 percent of what he suggests, and succeed brilliantly through good times and bad.As irreverent and entertaining as he is practical and wise, Sethi explains how to beat banks and credit cards at the fee game, automate your cash flow, negotiate for a raise, manage student loans, and enjoy your lattes and Manolo Blahniks by practicing conscious spending. It's how to master your money with the least amount of effort―and then get on with your life.

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Product details

Paperback: 266 pages

Publisher: Workman Publishing Company; 1 edition (March 23, 2009)

Language: English

ISBN-10: 0761147489

ISBN-13: 978-0761147480

Product Dimensions:

6.1 x 0.6 x 9 inches

Shipping Weight: 12.8 ounces (View shipping rates and policies)

Average Customer Review:

4.5 out of 5 stars

1,287 customer reviews

Amazon Best Sellers Rank:

#3,377 in Books (See Top 100 in Books)

This book truly does make me slap my head and say "I wish I was young"...because these steps are clear, concise and make tons of sense. I recommend anybody read this book and apply what works for them. I saved $30 a month in bank fees after reading the book...so well worth it. He's funny too which helps a dry topic like finances.

This is my new #1 recommendation for anyone seeking personal finance advice.This is definitely the best personal finance book I've read so far. It's a logical, step-by-step, practical handbook for financial success, specially written for people in their 20's. Sethi gives advice on “automatically enabling yourself to save, invest, and spend - enjoying it, not feeling guilty...because you’re spending only what you have.” His main point: automate your finances so you effortlessly save and invest, leaving you money to spend on things you love without feeling guilty. Automatic saving and investing helps overcome psychological barriers and laziness.In addition to his emphasis on automation, I agreed with Sethi’s recommendation for long-term, passive, buy-and-hold investing instead of speculative, market-timing investing. I also liked Sethi’s 85 Percent Solution, which states that it's better to act and get it 85% right than to do 0%; sometimes good enough is good enough, and it’s always better than doing nothing.Another good message is "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't." That's valuable because everyone defines being "rich" differently, and it's not all about money. Money is just the tool we use to acquire the material possessions and experiences we want. That's the difference between being cheap and being frugal; being cheap is trying to cut spending on everything, and being frugal is cutting costs on the things you don't care about so that you can splurge on the things you do.I liked the concept of making a Conscious Spending Plan instead of a budget. Almost no one actually makes a budget, and even fewer follow it. Instead, consciously decide how you'll spend your money. I especially like this idea of guilt-free spending, because too often the recommendation is to limit all spending. But people in their 20s want to live it up, not sit at home and pinch every penny! The Conscious Spending Plan lets you spend a certain percentage of your money on whatever you want, without feeling guilty, since you’re paying yourself and your bills first.The book is written in the form of a 6-week action plan. Each chapter describes the tasks and reasoning behind them, and ends with a checklist of steps to take. Here are the weeks:Week 1: Credit Cards. Check your credit, pick a good credit card, set up automatic payments, pay off debt.Week 2: Bank Accounts. Open or assess your checking account, open and fund a high-interest savings account.Week 3: Investing Accounts. Open a 401(k), make a plan to pay off debt, open a Roth IRA and set up automatic payment.Week 4: Conscious Spending. Create a Conscious Spending Plan, track spending, and cut in the right places.Week 5: Automatic Money Flows. List and link accounts, then set up an Automatic Money Flow to automatically fund the 4 categories of your Conscious Spending Plan.Week 6: Investing Choices. Figure out your investing style, research investments, and buy funds.The book gives a fairly in-depth explanation of the concepts and fundamentals of personal finance, but also contains plenty of examples of actual bank accounts and funds. There are many references to the 2008 recession and other events, so those parts of the book didn't age well.NotesPersonal Finance LadderRung 1: invest enough in 401(k) to get company matchRung 2: pay off debtRung 3: invest as much as possible in Roth IRARung 4: put more into 401(k), as much as possibleRung 5: invest in non-retirement (taxable) accountConscious Spending Plan recommended percentages (save and invest more if possible)50-60% on fixed costs10% on long-term investments5-10% on savings goals20-35% on guilt-free spendingInvestingUse target-date funds or index funds.Invest aggressively in retirement accounts, since retirement is so distant.Recommended financial institutions: Vanguard, T. Rowe, SchwabRebalance every 12-18 months by investing more in underperforming assets (not selling outperforming assets).Hold tax-inefficient (income-generating) assets like bonds in tax-advantaged accounts.Hold tax-efficient assets like index funds in taxable accounts.Choose funds based on:1. Expense ratio2. Asset allocation3. 10-15 year returnModel your portfolio after David Swenson’s Yale Endowment portfolio:30% US stocks15% developed international stocks5% emerging market stocks20% REITs15% government bonds15% TIPSBuying a houseHouses are a poor investment compared to stocks; they’ve historically returned 0% after inflation. Before buying a house, determine the total monthly payment including mortgage, taxes, insurance, and maintenance. It should be less than 30% of your gross monthly income.The total house price should be less than 3 times your annual gross income.Buy a house only if you can live in it for 10 years. Make a 20% down payment and get a 30 year fixed rate mortgage.To be fair, I probably should have listened to this one, but I did many of the other things Sethi points out.Additional notesUse savings for goals less than 5 years away.Set your accounts for automatic deferrals, transfers, and payments to automatically direct money into retirement accounts, savings, bills, and a spending allowance.Negotiate a higher total compensation (salary plus benefits) by researching compensation for comparable jobs and proving the value you bring to the company.One thing I did was that I continuously talked to my friends about the book and we sat down together and completed a lot of the actions in sequence. By having those around me also aligned it made easier for me not to be tempted to go out. For example, we decided only to go out to eat for lunch once a week to stick to our plan.Sethi also gives many tools and recommendations throughout the book to help you accomplish your goals.

This is the perfect book for people of any age that haven't optimized their finances yet. If you haven't taken the basic steps this book lays it out. Stylistically it is written for people in their twenties but if you're 30 or 40 and haven't taken these steps yet then this book is great for you. The book gives specific recommendations for companies/accounts to use which are now out of date but thats ok a little research will get you the best up to date info and I'll fill you in on my accounts here. The most important aspect of this book is the recommendation to START INVESTING NOW!!!!! It doesn't matter how old you are or how much money you have, just start putting some money in the market NOW, as you save more you can invest more. The problem a huge portion of the population has is doing nothing with your savings for fear of "not doing it right." I cant tell you how many 35 year olds have $50k sitting in a savings account because they have this fear issue. If they had just taken some simple steps at age 25 instead of age 35 they'd have $70k instead of $50k. It is very simple to get started "doing it right" and this book will teach you how, and also why its the right thing. This book teaches you the very simple steps and the most simple investing strategies. But guess what 98% of the population should only do these simple things and nothing else.The book will teach you how to:Get your financial accounts organized you need: Regular Checking/Savings with physical branches near you, online high interest savings account, investment account. The book will teach you how to set up these accounts, and automate sending money from one account to the other. This way you don't really need a detailed budget to control spending, you send your savings away from your checking account and only spend what you have left in checking every month.Figure out where you might be wasting money - The book teaches you how to stop wasting money on bank fees, high cable bills etc, but also just tells you to figure out where you might be spending money that you don't really care about and stop it. If you loooove your lattes and never go to the gym, then keep buying your lattes but stop paying your gym for nothing! If you buy lattes but you don't really care about them then stop, etc.Ok here are the best specific accounts I use (2017).Local Bank - Bank of America (yes they are evil but sometimes you need a local branch, and don't worry they have a very small portion of my money). This one doesn't really matter just pick one with branches near you. When you get money (paycheck etc) it goes here. Once a month you send a specific amount of $$ to Online High Interest Savings. Pay your credit card bills using this account.Online High Interest Savings -- Ally Bank has the best rate right now, Capital One 360 (used to be ING Orange), is the other main one. You keep a set amount in here that is your reserve funds (2-3 months of expenses). If possible pay your car payment, and mortgage/rent using auto draft from this account. Then every month a set amount of $$ gets sent from here to your true long term savings which is your investment account.Investment Account -- CHARLES SCHWAB!!!! -- Right now I think Chuck is the best investment house. I have been using them for years and I have literally never paid them a single penny in fees for making trades or anything else. They have the best array of no fee ETFs. Use their "ETF Porfolio Builder" to help you pick your Index ETF's and you are off and running with investing in the stock market! You can also get a real person on the phone now and then for no cost if you want to ask questions. Also when you have an investment account with them you can get a checking account where they pay you back for every single penny in ATM fees! So if you're in Vegas and the ATM charges you $10 to withdraw cash, Chuck gives that money back to you! Never again feel stupid for pulling money from an ATM!Credit Cards – Stop with the points and the miles. It’s a shell game, its kinda fun and it seems like you’re winning but you’re not. Cash back the best way to optimizeCiti Double Cash – 2% cash back on every single purchase you make. No revolving categories etc. No annual fee. This is the best cash back card on the market.Amex Blue Cash Preferred -- $75 fee per year, 3% back at gas stations, 6% back at grocery stores (with a cap), 1% on everything else. For families where gas and groceries are large expense items this card is very much worth it.Ok go buy this book and start optimizing your finances! Once you have all this done, then maaaybe think about buying specific stocks. But probably not, its just gambling.

And if they don't watch out you will be smarter.I followed the simple steps and I am a MILLION Gazillionaire...Actually.. I save a bunch of money by dropping my bad bank and I saved a bunch on ATM fees.I may not be rich yet, but I am a lot smarter than the people I work with.Actually, I am smarter than most people I know.I am also much prettier and dress better.

This book was recommended to me after I expressed becoming debt free. This is a great book that gives sound advice that actually seems to work if put into practice. I really enjoyed the writing style which was relaxed and like a friend giving his friend advice. In fact I found myself laughing out loud plenty of times.Much of the information was similar to Dave Ramsey's Total Money Maleover but delivered in a modern way with examples that made since for a younger crowd. The things that were new to me or different made plenty of sense and seems very easy to insert into my life. I don't know how accurate the 6 weeks is but I definitely recommend this book.

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